Finance Calculators — Loans, Savings & Interest
Buying a home? The mortgage toolkit routes you by task — payment, PITI, PMI, down payment and payoff — with formulas and sources on every page.
Start from your question
- What will a loan really cost me? → Loan Calculator
- How fast does my money grow? → Compound Interest Calculator
- What should I charge as a freelancer? → Freelance Rate
- How many customers until I break even? → Break-Even Customers
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Mortgage Calculator
Payment, early payoff savings and how much you can afford.
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Debt Payoff Calculator
Snowball vs avalanche on YOUR numbers — debt-free date included.
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Amortization Calculator
Full payment schedule — interest, principal, balance, every month.
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Loan Calculator
Monthly payment, total interest and cost of any loan.
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Tip Calculator
Tip amount, total bill and split between friends.
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Subscription Cost Calculator
Your real monthly & yearly total — and what cancelling saves.
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Retirement Calculator
Nest egg at retirement — honestly, in today's dollars.
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CD Calculator
Certificate of deposit: maturity value & interest from APY.
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Compound Interest Calculator
Watch savings grow: future value with monthly contributions.
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Discount Calculator
Sale price, savings and the real total after tax.
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Auto Loan Calculator
Car payment, total interest and the real cost of the car.
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Time Card Calculator
Weekly hours from clock-in/out — overtime split and gross pay.
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Salary Calculator
Hourly, weekly, monthly and annual pay — one wage, four views.
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Savings Goal Calculator
When you'll get there, how much to save, and a reality check.
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Margin Calculator
Margin vs markup — and the price for your target margin.
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Break-Even Calculator
How many sales cover the bills — and where profit begins.
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VAT Calculator
Add or remove VAT/GST at any rate, net-VAT-gross breakdown.
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SIP Calculator
Mutual fund SIP returns in lakhs — with the growth curve.
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EMI Calculator
Loan EMI, total interest and the principal-vs-interest split.
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PPF Calculator
Tax-free maturity at 7.1% — with the ₹1.5 L limit check.
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PMI Calculator
Monthly PMI, LTV and the 80% / 78% cancellation milestones.
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Rule of 72
How fast money doubles — the shortcut and the exact answer.
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Meeting Cost
What a meeting really costs — per minute, per year, per late start.
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Split by Income
Rent and bills in proportion to income — equal sacrifice, shown honestly.
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Down Payment
Amount at any %, your saving timeline, and the 20% question.
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Savings Pace
Goal minus saved, divided by your date - monthly, weekly, daily.
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Prorated Rent
Partial-month rent by all 3 methods — the lease picks, you verify.
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FD Calculator
Fixed Deposit maturity or monthly payout — Indian quarterly compounding.
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Lumpsum Calculator
One-time investment growth — future value, gain and the ×multiple.
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Freelance Rate
Hourly rate from your income goal — three honest layers, no folklore.
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Break-Even Customers
Customers per month and day to hit zero — plus leads and budget.
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Moving Budget
The full checklist with a buffer — and your day-one cash wall.